SIP Calculation in India

SIP (Systematic Investment Plan) Calculator

Monthly Investment (₹)

Expected Return Rate (p.a) %

Time Period (Years)

Invested Amount: ₹ 6,00,000

Estimated Returns: ₹ 5,61,694

Total Value: ₹ 11,61,694

What is SIP?

A Systematic Investment Plan (SIP) is a facility offered by mutual funds to investors to invest in a disciplined manner. SIP allows an investor to invest a fixed amount of money at pre-defined intervals in the selected mutual fund scheme.

How does SIP Calculator Work?

It uses the future value of annuity formula to calculate how much your monthly investments will grow to over a period of time, assuming a constant rate of return.

Power of Compounding: The longer you stay invested, the more you benefit from the power of compounding. Small contributions over a long period can create a significant corpus.

Frequently Asked Questions

No, mutual fund returns are subject to market risks. The returns calculated here are indicative based on the expected rate you enter.

Yes, most fund houses allow "Stepping-up" your SIP, where you can increase the investment amount periodically.