Grow Your Business

Online MSME Loan Assistance in just 1 business day.

Get priority access to collateral-free loans, ultra-low interest rates, and massive government subsidies under schemes like Mudra Yojana, CGTMSE, and Stand-Up India.

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  • Expert Loan Guidance & DPR Preparation.
  • Maximize Your Govt. Subsidy Eligibility.
  • Hassle-Free Bank Documentation Support.

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Need business funding? Talk to our financial experts today.
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100% Confidential Financial Assessment

MSME Loan Assistance

Financial constraints should never stand in the way of a brilliant business idea. The Government of India has institutionalized multiple high-impact schemes like Mudra Yojana, CGTMSE (Collateral Free), and PMEGP to provide MSMEs with critical growth capital.

However, navigating these schemes and preparing complex financial documents like Detailed Project Reports (DPRs) and CMA Data can be overwhelming. At Legal In Simple, we help you identify the right funding scheme, prepare bank-grade documentation, and streamline your application for a significantly higher success rate.

Key Government Loan Schemes

Strategic initiatives designed to fuel small business growth.

CGTMSE Scheme

Avail collateral-free loans up to ?5 Crore with government-backed guarantees for eligible manufacturing and service units.

MUDRA Loan

Micro-loans up to ?10 Lakhs for small business units under Shishu, Kishore, and Tarun categories without the need for collateral.

PMEGP Subsidy

Strategic credit-linked subsidy program where entrepreneurs can receive subsidies of 15% to 35% on their total project cost.

Benefits of MSME Finance

Why prioritize MSME-specific schemes?

  • Low Interest Rates: Significantly lower than standard commercial business loans.
  • No Collateral Required: Most government schemes skip the need for property security.
  • Tax Benefits: Interest paid on business loans is a 100% tax-deductible expense.
  • Growth Capital: Funding available for both machinery purchase and daily working capital.

Documents Required

  • Project Report (DPR): Detailed business plan & 5-year financial projections.
  • KYC: Aadhaar Card, PAN Card of the applicant and the business entity.
  • Unit Proof: Udyam Registration, GST Certificate, and Premise Leases.
  • Financials: Last 6 months bank statements and ITR copies (if available).

Loan Assistance Process

From initial assessment to bank sanction.

01
Assessment
We evaluate your eligibility for various central and state government schemes.
02
DPR Preparation
Drafting a bank-grade Detailed Project Report and CMA data for your unit.
03
Application
Formal submission of the loan application to the bank or government portal.
04
Sanction Support
Continuous follow-up and technical support until the final loan sanction.

Why Choose Legal In Simple?

We maximize your chances of securing the right business funding.

Expert DPRs

Bank-grade Project Reports designed for high approval rates.

Strategic Advice

Professional guidance on choosing the best scheme for your specific needs.

Documentation

Comprehensive assistance in organizing all your complex financial papers.

Sanction Support

End-to-end support throughout the entire bank verification process.

Frequently Asked Questions

1. What is a Project Report (DPR)?
A Detailed Project Report (DPR) is a comprehensive document outlining your business model, market analysis, technical feasibility, and 5-year financial projections. It is a mandatory requirement for all major bank loans.
2. Is collateral mandatory for MSME loans?
Under schemes like CGTMSE and Mudra, collateral is generally not required for eligible amounts. However, for very high-value loans outside these schemes, banks may request additional security.
3. Can a new startup get a business loan?
Yes, several government schemes like Mudra (Kishore/Tarun), Stand-Up India, and PMEGP are specifically designed to provide capital to first-time entrepreneurs and new units.
Funding Support
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Let our experts draft your winning Project Report and secure your funding.

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